The amount of collateral to add follows from a short formula. With it, you can work out how much a target ratio needs.
Collateral to add = target ratio × debt − current collateral. Use the ratio as a number, so 175 percent is 1.75. If the result is negative, the loan is already at or above the target.
Debt 100, collateral 140, so the ratio is 140 percent. For a target of 175 percent, add 1.75 × 100 − 140 = 35 in collateral value.
The result is in the value of the collateral, not in units of the coin. Divide by the price to see how many units that is.
Prices move, so the figure is valid for today's price. Fees and price moves while the transaction waits are not included.
Pulse Lifeline's detail sheet does this calculation for you, at the current price. Open Pulse Lifeline
Pulse Lifeline is in testing.
Last reviewed: 2026-11-02
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